banking information for bankers and people seeking financial links, investing news and tips on saving money  


 Finding the right financial institution can be simple and easy, or downright difficult based on the
 banking needs you have in mind. From a simple savings or checking account to a certificate of
 deposit, it is hoped information provided here can assist you. Some simple steps to keep in
 mind when you start your search are:
 #1. Is the bank FDIC (Federal Deposit Insurance Corporation) insured? Always good to know
        that in any event, your funds (no matter if checking, CD etc.) are protected.
 #2. The best deals provided. Look who's paying the best "Interest On Checking" or on a basic
        savings account (pay attention to your minimum amount required). Check to see if there
        is a discount on member's ATM fees, what money orders cost etc.
 #3. Is it a "family" bank? Or a "corporate" institution? There will be a noticable difference in
        how to business is run.
 #4. Every bank or at least most of them have their own financial advisor. Set up a special time
        for an appointment to get details on various aspects the bank offers to customers.
 #5. Look for a bank that is closest to home, to alleviate travel time and hassles. You may also
        want to consider one with such services like electronic banking.
 #6. Search out specials which are advertised, either by a "grand opening", in a print advertise-
        ment or via a direct-mailer you receive. Some grand openings can be notorious for offering
        fantastic (but sometimes short-termed) deals!
 #7. Not motivated by in-person inquiries? Meticulously scan through your yellow pages and be
        sure to make phone calls. The telephone can still be a great tool in finding out details and
        all you need is your pen & legal pad to collect and itemize your listings!
 #8. You obviously have computer connectivity since you're reading this. So try to Google out
        banks in your area by using specific search terms such as "banks + your city" and send out
        emails asking detailed questions.
 #9. Credit unions may be a consideration since most of them offer no fees (to members) and
         at times, have better interest rates. Don't count them out of your options.
 #10. Consider financial institutions that offer debit cards & credit cards and inquire whether or
           not fees are associated with these services.
 #11. We realize mentioning fees can seem mundane to the average shopper but consider the
           fact that if you absolve yourself from having to pay anymore fees than necessary, you
           will save alot in the long run.


    A new cartoon is offered each day, for your pleasure. Please make
  to bookmark this website for future reference. Thank you very much!



                SEARCH OUT AND COMPARE BANKS / FINANCIAL INSTITUTIONS - Australia's number one financial online source for financial info and investing and money!
 BANKRATE.COM - Offering comparative guides to banks and their interest rates and available programs.

 FDIC - Great site to browse for exclusive bank information - lots of rates for interest, other listings.
 THE BEEHIVE - Search function to enable visitors to find a bank nearest them.
 CHOOSING A BANK -  More information on finding a bank and the best options available to you.
 SOLARI - Another good site to assist in locating your own bank . . . offers tips & hints.
 YELLOWPAGES.COM - Bank listings provided for your search convenience.
                                     INVESTING / STOCKS & BOND INFORMATION
Investing Stock Online - Make Money Online

                                        FINANCIAL / BANKING  NEWS & HEADLINES
Financial Crisis



  Finding the right credit card to suit your needs. It is hoped the listings that are
 provided here for your convenience will aid you in making the right decision in
 locating the best credit card for your needs. Be meticulous when searching out
  and considering each card. Email each company and ask them questions you
  have. If you have any questions or would like to have your site listed in this
  section or elsewhere, email and get a fast response!

 Credit Cards - Excellent credit card information - One of the most highly visited credit card related sites on the internet.
 CAPITALONE -Offers comparable listings on rates and the types of cards offered -  Visitors can choose the cards they want by bank or best APR/APY interest rate
 How To Find A Better Credit Card - Info from BankRate that is easy to understand
 Applying For Chase Freedom Card - Easy to navigate site to get a card fast.
 CreditCardSpecialist - Easily Find The Best Credit Card Deals. - Helps visitors FIND the best cards & those with INSTANT approval.
 CreditCardAnalyzer - Unique way to cross reference card and their current interest rares.
 CARDTRAK.COM - Allows visitors to search updated / current card offers.
 CREDITORweb - "Credit Cards Made Easy"
 BESTCREDITRATES - Allows more card comparisons with varied interest rates. - Excellent site with added features enabling visitors good card comparisons.
 E-WISDOM.COM - "Knowledge For The Smart Consumer" allowing to compare 200+ card offers.
 CITICARD - Offers various options on the Citicard credit card.
 CREDT CARD WATCHER - Keeping an eye on the best credit cards.
 Ask Mr. Credit Card - Walks You Through The Maze Of Credit Card Choices. - Specialized Credit Card Directory.
 Your Credit Network - Informative site with alot of card information, online applications etc.
 AMERICAN EXPRESS - The one & only, offering it's "Blue" card series.
 Credit card news is available here for your convenience, to help you stay atop
 the ever changing world of this useful financial tool. If you need any special
 credit card products, they're easy to locate.
 Credit Cards - Find best credit cards rate and get all the information related to
 credit cards and their various offers.
 Small Business Loan -
Fast Business Loans including unsecured business loans - Money To Lend! sba financing, cash
  advances and merchant funding available to name just a few


As much as we wish otherwise, it is not always possible to avoid using our credit cards. In some instances, emergencies or negative cash flow situations can lead to getting in over one's head with an enormous amount of debt. This can lead to a great many financial setbacks. As such, it is most definitely advised to look towards means of paying off your credit cards as quickly as possible to get out of the debt rollercoaster. How can this be achieved? Here are a few helpful tips:

        Pay off the high interest credit cards first. It is these high interest cards that are an enormous weight and burden on the back of anyone looking to get out of debt in a relatively short amount of time. Rather than see you money go towards high interest payments, pay these debts off as fast as humanly possible. This will lead to a much better conclusion to your current credit woes.

        Always pay more than the minimum monthly amount. When you just pay the minimum, you greatly drag out the process for getting out of a great deal of debt. Rather than find yourself in such an unenviable scenario, pay off as much as you can towards a particular card each month. This will expedite the payoff quicker than most would imagine.

        Transfer the balances of high interest rate cards to low interest rate ones. If you are paying the outrageous amount of 21% interest per month, moving the debt to a card with 8% interest will certainly prove to be a wise move. This will aid in boosting your ability to get out of debt in a relatively short amount of time. Of course, you do need to eventually pay the debt off. Simply moving debt perpetually from one card to the next will not aid in achieving this goal. Hence, you need to always seek to pay off the balances regardless of the interest on the card.

        Do not use your credit card frequently. When you pay off what you owe, refrain from picking the card up and using it again. This is a huge mistake many people make and it is what gets them into the never ending cycle of debt they can find no solution to. Rather than deal with such an impossible scenario, it would be a much better plan to pay cash when possible. This will help keep your debts low.

         Exploring the options available with credit card debt settlement may be advised if you are in a severely bad financial bind. Debt settlements involve paying a lump sum settlement on the amount owed as a way of avoiding bankruptcy. While this may seem like a decent idea on the surface, there is another problem with it. Mainly, you can severely harm your credit rating as a result. As such, debt settlement should be left as a last resort when you have no other options. For some, however, it turns out to be the wisest choice they have made.


Privacy Policy  credit card debt